.smart-guide{--sg-bg:#04120c;--sg-panel:#081d14;--sg-panel2:#0b271a;--sg-line:rgba(74,220,126,.24);--sg-green:#29dd78;--sg-gold:#f7c928;--sg-text:#f4faf6;--sg-muted:#aec1b6;max-width:1240px;margin:0 auto;padding:18px 22px 70px;color:var(--sg-text)}
.smart-guide *{box-sizing:border-box}
.smart-hero{position:relative;display:grid;grid-template-columns:minmax(0,.9fr) minmax(480px,1.1fr);gap:24px;align-items:center;overflow:hidden;margin:18px 0 26px;padding:clamp(26px,4vw,54px);border:1px solid var(--sg-line);border-radius:28px;background:radial-gradient(circle at 75% 15%,rgba(41,221,120,.18),transparent 33rem),linear-gradient(145deg,#06180f,#03100b);box-shadow:0 25px 70px rgba(0,0,0,.32)}
.smart-hero:before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.02) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.02) 1px,transparent 1px);background-size:36px 36px;mask-image:linear-gradient(90deg,#000,transparent 78%);pointer-events:none}
.smart-hero-copy,.smart-hero-art{position:relative;z-index:1}
.smart-eyebrow,.smart-kicker{display:inline-flex;align-items:center;gap:8px;color:var(--sg-gold);font-size:.72rem;font-weight:950;letter-spacing:.11em;text-transform:uppercase}
.smart-hero h1{max-width:680px;margin:14px 0 8px;font-size:clamp(2.45rem,5.4vw,5.25rem);line-height:.98;letter-spacing:-.055em}
.smart-hero h2{max-width:620px;margin:0 0 17px;color:#9ffbbd;font-size:clamp(1.1rem,2vw,1.55rem);line-height:1.3}
.smart-hero p{max-width:690px;margin:0;color:var(--sg-muted);font-size:1.02rem;line-height:1.72}
.smart-actions{display:flex;flex-wrap:wrap;gap:11px;margin-top:23px}
.smart-btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:48px;padding:0 18px;border:1px solid var(--sg-line);border-radius:14px;color:#fff;text-decoration:none;font-weight:900;transition:.2s ease}
.smart-btn.primary{border-color:transparent;background:linear-gradient(135deg,#20d66b,#5aec90);color:#04120c}
.smart-btn.secondary{background:rgba(255,255,255,.035)}
.smart-btn:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(0,0,0,.24)}
.smart-trust-row{display:flex;flex-wrap:wrap;gap:9px;margin-top:22px}
.smart-trust-row span{display:inline-flex;align-items:center;gap:7px;padding:8px 10px;border:1px solid rgba(255,255,255,.1);border-radius:999px;background:rgba(255,255,255,.03);color:#c8d9cf;font-size:.72rem;font-weight:800}
.smart-trust-row i{color:var(--sg-green)}
.smart-hero-art{overflow:hidden;border:1px solid rgba(247,201,40,.22);border-radius:23px;background:#020b07;box-shadow:0 22px 60px rgba(0,0,0,.38)}
.smart-hero-art img{display:block;width:100%;height:auto;aspect-ratio:16/9;object-fit:cover}
.smart-hero-art figcaption{position:absolute;left:-9999px}
.smart-guide-ad{margin:20px auto!important}
.smart-section{margin-top:28px;padding:clamp(20px,3vw,34px);border:1px solid var(--sg-line);border-radius:24px;background:linear-gradient(145deg,var(--sg-panel),#05140d);box-shadow:0 18px 50px rgba(0,0,0,.2)}
.smart-section-head{display:flex;align-items:flex-start;gap:15px;margin-bottom:22px}
.smart-section-head>span{display:grid;place-items:center;flex:0 0 44px;width:44px;height:44px;border:1px solid rgba(247,201,40,.36);border-radius:14px;background:rgba(247,201,40,.09);color:var(--sg-gold);font-weight:950}
.smart-section-head h2{margin:0;font-size:clamp(1.55rem,2.6vw,2.3rem);letter-spacing:-.025em}
.smart-section-head p{max-width:850px;margin:7px 0 0;color:var(--sg-muted);line-height:1.65}
.smart-section-head.compact{margin-bottom:15px}
.smart-principles{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px}
.smart-principles article{display:flex;align-items:center;gap:14px;min-width:0;padding:15px;border:1px solid rgba(255,255,255,.09);border-radius:18px;background:linear-gradient(145deg,var(--sg-panel2),#06160f);transition:.2s ease}
.smart-principles article:hover{transform:translateY(-3px);border-color:rgba(41,221,120,.42)}
.smart-principles img{flex:0 0 78px;width:78px;height:78px;border-radius:16px;object-fit:cover}
.smart-principles h3{margin:0 0 6px;font-size:1rem}
.smart-principles p{margin:0;color:var(--sg-muted);font-size:.82rem;line-height:1.5}
.smart-planner-section,.smart-odds-section,.smart-records{display:grid;grid-template-columns:minmax(0,.75fr) minmax(0,1.25fr);gap:24px;align-items:center}
.smart-planner-copy img,.smart-odds-art img,.smart-record-intro img{display:block;width:min(250px,70%);height:auto;margin:20px auto 0;border-radius:20px}
.smart-planner-copy h2,.smart-odds-copy h2,.smart-record-intro h2{margin:8px 0 10px;font-size:clamp(1.6rem,2.8vw,2.45rem)}
.smart-planner-copy p,.smart-odds-copy p,.smart-record-intro p{color:var(--sg-muted);line-height:1.65}
.smart-planner{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:13px;padding:20px;border:1px solid rgba(247,201,40,.25);border-radius:20px;background:#06150e}
.smart-planner label{display:grid;gap:7px}
.smart-planner label span{color:#b9cbc1;font-size:.73rem;font-weight:850}
.smart-planner input{width:100%;min-height:48px;padding:0 13px;border:1px solid rgba(255,255,255,.13);border-radius:12px;background:#020b07;color:#fff;font-size:1rem;font-weight:850}
.smart-results{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));grid-column:1/-1;gap:12px}
.smart-results div{padding:16px;border:1px solid rgba(41,221,120,.24);border-radius:14px;background:rgba(41,221,120,.07)}
.smart-results small{display:block;color:#9db2a6;font-size:.68rem;text-transform:uppercase;letter-spacing:.07em}
.smart-results strong{display:block;margin-top:5px;color:#61ee97;font-size:1.65rem}
.smart-planner>p{grid-column:1/-1;display:flex;gap:8px;margin:0;color:#8fa49a;font-size:.72rem;line-height:1.45}
.smart-planner>p i{color:var(--sg-gold)}
.smart-odds-section{grid-template-columns:minmax(260px,.65fr) minmax(0,1.35fr)}
.smart-formula{display:inline-block;margin:10px 0 15px;padding:13px 16px;border:1px solid rgba(247,201,40,.35);border-radius:13px;background:rgba(247,201,40,.08);color:#ffe278;font-family:ui-monospace,SFMono-Regular,Menlo,monospace;font-weight:900}
.smart-value-example{display:flex;gap:12px;margin-top:16px;padding:16px;border-left:3px solid var(--sg-green);border-radius:0 14px 14px 0;background:rgba(41,221,120,.065)}
.smart-value-example i{color:var(--sg-gold);font-size:1.25rem}
.smart-value-example p{margin:0}
.smart-process{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
.smart-process article{display:flex;gap:14px;padding:17px;border:1px solid rgba(255,255,255,.085);border-radius:16px;background:rgba(255,255,255,.025)}
.smart-process b{display:grid;place-items:center;flex:0 0 40px;width:40px;height:40px;border-radius:12px;background:rgba(41,221,120,.12);color:var(--sg-green)}
.smart-process h3{margin:1px 0 6px;font-size:1rem}
.smart-process p{margin:0;color:var(--sg-muted);font-size:.82rem;line-height:1.55}
.smart-split{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(330px,.8fr);gap:20px}
.smart-mistake-list{display:grid;gap:10px}
.smart-mistake-list article{display:flex;gap:12px;padding:14px;border:1px solid rgba(247,100,100,.16);border-radius:14px;background:rgba(247,100,100,.035)}
.smart-mistake-list i{margin-top:3px;color:#ff8c8c}
.smart-mistake-list h3{margin:0 0 4px;font-size:.94rem}
.smart-mistake-list p{margin:0;color:var(--sg-muted);font-size:.79rem;line-height:1.5}
.smart-checklist{position:sticky;top:100px;align-self:start;padding:20px;border:1px solid rgba(247,201,40,.35);border-radius:20px;background:linear-gradient(145deg,#102a1d,#07180f)}
.smart-checklist>img{display:block;width:120px;height:120px;margin:-8px auto 8px;border-radius:18px}
.smart-checklist h2{text-align:center;font-size:1.35rem}
.smart-check-items{display:grid;gap:8px}
.smart-check-items label{display:flex;align-items:flex-start;gap:9px;padding:10px;border-radius:11px;background:rgba(255,255,255,.035);color:#d3e1d9;font-size:.78rem;line-height:1.4;cursor:pointer}
.smart-check-items input{margin-top:3px;accent-color:#28dc78}
.smart-check-progress{display:flex;align-items:center;gap:10px;margin-top:14px}
.smart-check-progress>span{flex:1;height:8px;overflow:hidden;border-radius:999px;background:rgba(255,255,255,.1)}
.smart-check-progress i{display:block;width:0;height:100%;background:linear-gradient(90deg,var(--sg-green),var(--sg-gold));transition:width .2s}
.smart-check-progress strong{font-size:.72rem;color:#d9e8df}
.smart-records{grid-template-columns:minmax(270px,.65fr) minmax(0,1.35fr)}
.smart-table-wrap{overflow:auto;border:1px solid var(--sg-line);border-radius:17px}
.smart-table-wrap table{width:100%;border-collapse:collapse}
.smart-table-wrap th,.smart-table-wrap td{padding:14px;text-align:left;border-bottom:1px solid rgba(255,255,255,.08);font-size:.79rem;line-height:1.45}
.smart-table-wrap thead th{background:rgba(41,221,120,.1);color:#9ffbbd;text-transform:uppercase;letter-spacing:.07em;font-size:.67rem}
.smart-table-wrap tbody th{width:38%;color:#f3faf6}
.smart-table-wrap tbody td{color:var(--sg-muted)}
.smart-responsible{display:grid;grid-template-columns:190px minmax(0,1fr);gap:22px;align-items:center;margin-top:28px;padding:25px;border:1px solid rgba(247,201,40,.38);border-radius:24px;background:radial-gradient(circle at 0 50%,rgba(247,201,40,.11),transparent 25rem),linear-gradient(145deg,#102419,#06140d)}
.smart-responsible img{width:180px;height:180px;border-radius:22px}
.smart-age{display:inline-grid;place-items:center;width:48px;height:48px;border:2px solid var(--sg-gold);border-radius:50%;color:var(--sg-gold);font-weight:950}
.smart-responsible h2{margin:10px 0 8px;font-size:1.7rem}
.smart-responsible p{max-width:850px;margin:0;color:var(--sg-muted);line-height:1.65}
.smart-support-links{display:flex;flex-wrap:wrap;gap:9px;margin-top:15px}
.smart-support-links a{padding:8px 11px;border:1px solid rgba(255,255,255,.12);border-radius:999px;color:#dff1e6;text-decoration:none;font-size:.72rem;font-weight:800}
.smart-faq-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.smart-faq details{overflow:hidden;border:1px solid rgba(255,255,255,.09);border-radius:14px;background:rgba(255,255,255,.025)}
.smart-faq details[open]{border-color:rgba(41,221,120,.38);background:rgba(41,221,120,.045)}
.smart-faq summary{display:flex;align-items:center;justify-content:space-between;gap:13px;padding:15px;list-style:none;cursor:pointer;font-size:.86rem;font-weight:900}
.smart-faq summary::-webkit-details-marker{display:none}
.smart-faq summary i{display:grid;place-items:center;flex:0 0 25px;width:25px;height:25px;border-radius:50%;background:rgba(41,221,120,.12);color:var(--sg-green);font-style:normal;transition:.2s}
.smart-faq details[open] summary i{transform:rotate(45deg)}
.smart-faq details p{margin:0;padding:0 15px 16px;color:var(--sg-muted);font-size:.79rem;line-height:1.6}
.smart-cta{display:flex;align-items:center;justify-content:space-between;gap:22px;margin-top:28px;padding:clamp(24px,4vw,42px);border:1px solid rgba(41,221,120,.35);border-radius:25px;background:radial-gradient(circle at 100% 0,rgba(41,221,120,.16),transparent 26rem),linear-gradient(145deg,#0c281b,#06150e)}
.smart-cta h2{max-width:700px;margin:7px 0 8px;font-size:clamp(1.55rem,3vw,2.5rem)}
.smart-cta p{max-width:730px;margin:0;color:var(--sg-muted);line-height:1.6}
.smart-cta .smart-actions{justify-content:flex-end;margin:0}
@media(max-width:1020px){
 .smart-hero{grid-template-columns:1fr}.smart-hero-art{order:-1}
 .smart-principles{grid-template-columns:repeat(2,minmax(0,1fr))}
 .smart-planner-section,.smart-odds-section,.smart-records{grid-template-columns:1fr}
 .smart-planner-copy img,.smart-odds-art img,.smart-record-intro img{width:180px}
 .smart-split{grid-template-columns:1fr}.smart-checklist{position:static}
 .smart-cta{align-items:flex-start;flex-direction:column}.smart-cta .smart-actions{justify-content:flex-start}
}
@media(max-width:700px){
 .smart-guide{padding:8px 8px 55px}.smart-hero,.smart-section,.smart-responsible,.smart-cta{border-radius:18px}
 .smart-hero{padding:19px}.smart-hero h1{font-size:2.55rem}
 .smart-principles,.smart-process,.smart-faq-grid{grid-template-columns:1fr}
 .smart-principles article{align-items:flex-start}.smart-principles img{width:64px;height:64px}
 .smart-planner{grid-template-columns:1fr}.smart-results{grid-template-columns:1fr}
 .smart-responsible{grid-template-columns:1fr;text-align:center}.smart-responsible img{margin:auto}.smart-support-links{justify-content:center}
 .smart-actions{width:100%}.smart-btn{width:100%}
}